Welcome To Odisha Postal Circle

                   POST OFFICE TIME DEPOSITS
Interest Rates:
  • Interest payable annualy but calculated on quarterly compound basis(with effect from 01.03.2003).
Account Rates Of Interest
1 Year Account               6.6%
2 Year Account               6.7%
3 Year Account               6.9%
5 Year Account               7.4%
Investment Limits & Denominations:
  • Minimum Rs 200/- and its multiples.
  • No maximum Limit.


  • Account may be opened by an individual,Trust,Regimental Fund and Welfare Fund.
  • 2,3 and 5 year accounts can be closed after 1 year at a discount.
  • Acount can be closed after 6 months but before 1 year without interest.

Tax Rebate:

The amount if interest earned is tax free under the section 80-L of Income Tax Act.

TD Forms:

Application For opening An TD Account