Presentation Of eMO:
- When a remittance by eMO is desired, the particulars to be filled in by the remitter must be written on prescribed eMO Form (Annexure-A). An eMO should not be accepted in the absence of signature or thumb mark of the remitter or his agent.
- When eMO Form is presented at the post office for issue, it should be examined to see that particulars to be filled in by the remitter are properly and clearly entered.
- The maximum limit for a single money order of Rs.5000/-(five thousand only) is not applicable to eMOS for payment of pay and allowances of employees of Department of posts.
- Booking of the eMO has to be done through the provision available in meghdoot Point Of Sale(Version 6.5 or higher) Financials Menu.
eMOs written may fill up eMO Form in English, Hindi or any language. However, the data has to be entered in English only at the time of booking of the eMO. The message given in the standardized codes is at present available in English only. The system will be developed subsequently to cater for messages in Hindi and Regional Languages.
Realization of amount:
- when the counter Assistant is satisfied that the particulars furnished by the remitter are correct and complete, money should be taken for the value of the eMO either in cash or by cheque(provision of clause 94(a) or (b) of the PO Guide Part1 corrected up to 1st july 1985 will be applicable to eMO).
- Commission is not to be charged on service eMOs or on eMOs especially exempted from time to time by a notification in the DG's Circular. such specially exempted MOs can be booked by selecting 'Bulk Payee' and 'Service' in the point Of Sale Software.
- The rules regarding acceptance of cheques given in Rules 110 to 113, FHB Volume I, should be followed in respect of eMOs issued when their amount and commission thereon are paid cheques. The following classes of cheques should be generally accepted unless otherwise provided in those rules:
Cheques drawn on the treasury/ nationalized bank in favour of the Post master of the office of issue by an officer of Government in his official capacity, or by a District, Local or Muncipal Board or by the manager of an Estate under the control of the Court of Wards.
eMOs written may fill up eMO Form in English, Hindi or any language. However, the data has to be entered in English only at the time of booking of the eMO. The message given in the standardized codes is at present available in English only. The system will be developed subsequently to cater for messages in Hindi and Regional Languages.
- An officer of Government.
- The president or the Chairman or the Secretary of a District, Muncipal and Local Board
- Registrar or an Indian University constituted under an act of the State/Central Government.
- The manager of an Estate under the control of the court of wards.
- Units of the Life Insurance Corporation
- Officers Of the public sector undertaking.
Cheques drawn in favour of the postmaster of the office of issue by a member of the public on the Reserve Bank or the State Bank of India or Banks having clearing accounts with the Reserve Bank or State Bank of india or on banks having clearing at one time is covered by the guarentee, renewable annually, tendered by the bank
Pay orders or cheques of an approved local bank in favour of Indian Postal Department from the public, provided their genuineness has been verified by a referrence to the specimen signatures of the bank's officers to be maintained in all such post offices where such pay orders or cheques are likely to be presented.
Treasury Challans tendered by Government departments and local authorities may also be accepted.
eMos booked under One to Many (OTM) option: Under this option, a single remitter can send eMOs to many payees at a time, for example Family Allotment MOs, Old Age Pension MOetc.
Transmission of eMOs:- The Sub -Postmaster/ postmaster will check with reference to eMO reciept, eMO form, the eMO list presented by the bulk remitter, information fed in the system by the PA and ensure that:
- eMO ha sbeen issued for the correct amount
- eMo has been issued to the correct address of payee.
- the correct amount of commission has been realised.
- the eMO form has been impressed with clear and distinct MO date stamp.
- the eMO form ha sbeen initialed by the PA.
After carrying out the necessary checks & satisfying himself, Postmaster/ sub-Postmaster through will duly sign the eMO form, get the oblong stamp affixed and authorize transmission of eMOs through the System. eMO form will be taken in safe custody of Postmaster/ subPostmaster after authorization of transmission of these instruments.
eMo issued by Sub Post Office:
The eMo issued by SOs are sent direct to the offices of payment through the system.The SO will prepare eMO issued list and will send to HO, where it will be handled in the same manner as being donr for ordinary MO.