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Home
About Odisha Circle
Our Mission
History
Citizen Charter
Organisation Chart
Administrative Part
Regions and Divisions
Right to Information Act
Post Office Details
Services
Financial Services
Saving Schemes
Savings Bank Account
Recurring Deposit
Time Deposit
Monthly Income Scheme
Sukanya Samridhi Account
Senior Citizen Savings Scheme
Public Provident Fund
National Savings Certificate
Kisan Vikas Patra(KVP)
Schedule of fees
Postal Life Insurance(PLI)
RPLI
Money Order
Mutual Funds
IMTS
El.Money Order(eMO)
Mail Services
Mail Products
Registration
Parcel
Insurance
Value Payabale(VP)
Free Post
Surface Air Lifted(SAL)
Bill Mail Services
ePost
Premium Services
Speed Post
Business Post
Express Parcel Post
Bill Mail Service
Retail Post
Direct Post
Logistics Post
ePost
E-Bill Post
Media Post
Greetings Post
Customer Services
Complaint Registration
Online Complaint Status
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Post Office Search
PO Forms
Track and Trace
Speed Post Tracking
Express Parcel Post Tracking
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Worldnet Express Post Tracking
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Darpan
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CSI
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Public Providend Fund
Minimum INR. 500/- Maximum INR. 1,50,000/- in a financial year. Deposits can be made in lump-sum or in 12 installments.
An individual can open account with INR 500/- and a deposit minimum of INR 500/- in a financial year and maximum INR 1,50,000/- (including amount deposited in minor account opened on behalf of guardian).
Any account in which the account holder, having deposited five hundred rupees in the initial year, fails to deposit the minimum amount in the following years, shall be treated as discontinued and that account may be revived during its maturity period on payment of a fee of fifty rupees along with arrears of minimum deposit of five hundred rupees for each year of default
Joint account cannot be opened and only one account can be opened by a citizen in India
Account can be opened by cash / Cheque and In case of Cheque, the date of realization of Cheque in Govt. account shall be date of opening of account
Nomination facility is available at the time of opening and also after opening of account. Account can be transferred from one post office to another.
The subscriber can open another account in the name of minors but subject to maximum investment limit by adding balance in all accounts
Maturity period is 15 years but the same can be extended within one year of maturity for further 5 years and so on
Maturity value can be retained without extension and without further deposits also
Premature closure is can be allowed after 5 years from the end of the year in which the account was opened subject to the following conditions. 1% interest will be deducted from the date of account opening
In case of life threatening disease of account holder, spouse or dependent children.
In case of higher education of account holder or dependent children.
In case of change of resident status of account holder
Deposits qualify for deduction from income under Sec. 80C of IT Act
Interest is completely tax-free
Online Deposit facility is available through Intra Operable Netbanking/Mobile Banking..
Online Deposit facility is available through IPPB Saving Account.
No attachment under court decree order
The PPF account can be opened in a Post Office which is Double handed and above
Loan can be taken after the expiry of one year from the end of the year in which the initial subscription was made but before expiry of five years from the end of the year in which the initial subscription was made
Withdrawal can be taken after the expiry of five years from the end of the year in which the account was opened.